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Hey Taylor: Can you explain the whole investing-in-gold thing? So many people have told me I need to buy gold but no one has told me why. What’s the real incentive there? — Mitch

Hey Taylor: There’s clearly a lot going on and I’m trying to see if I can filter out some of the noise. With this virus spreading, how much of what’s happening is an overreaction, especially when it comes to the market? — Eric

DEAR JEFF: My wife, daughter and son are, we “think,” heirs to my wife’s stepmother’s estate. The reason we think this is because her eldest daughter is in charge of the will and won’t let anyone read it or provide a copy to verify its contents. When the obituary was in the newspaper, this s…

Hey Taylor: Are there any home improvement projects that actually “pay for themselves?” I never believe contractors when I hear that pitch, and yet I keep on hearing it so I’m wondering if it’s true in some cases. Can I break even with new windows or a better HVAC? — Jeremiah

DEAR JEFF: I am divorced with a young child (8 years old). My ex-husband wants to take my son out of the country for vacation, but I think he is too young (my son, not my ex-husband). Can I prevent him from getting a passport for him if I refuse to consent? Thanks, “Takes Two To Tango”

Leadership Lufkin applications for 2020-21 are now available. Brochures and applications can be downloaded at LufkinTexas.org. A copy can be picked up at the Lufkin/Angelina County Chamber of Commerce, 1615 S. Chestnut St.

DEAR JEFF: My husband and I own several mobile homes. We let my son and his wife live in one, free of charge. There have been several times that things have been broken in the trailer from arguments. Is there any law preventing us from evicting them if they damage the trailer itself? Do we g…

Southside Bank announces the promotion of Codie Jenkins to southeast Texas market president and Malcolm Deason to Lufkin market president.

Naskila Gaming has been named the ‘‘Large Business of the Year’’ for 2019 by the Livingston-Polk County Chamber of Commerce.

Hey Taylor: My wife and I are thinking about buying a home, but we aren’t sure whether or not it’s the right time. I’m a Ph.D. student, she’s a nurse, we bring in about $70,000 annually and we don’t have any debt.

DEAR JEFF: My husband was married previously. When he got a divorce, he had not been a resident of the county in which the divorce was granted. Is he legally divorced, and am I legally married to him? Thanks, “Married or Not?”

Two Lufkin child care centers have recently increased their quality rating to become four-star certified child care centers, according to Mark Durand, executive director of Workforce Solutions Deep East Texas, which is working to increase the availability of quality child care in the 12-coun…

DEAR JEFF: I have an older motor home that I still owe money on — I can’t sell it because I am upside down in it. Due to the rise in costs for food, gas and utilities, it is getting hard to make the notes. We are both retired. If we do a voluntary repossession, how will it affect our credit …

Hey Taylor: Is it worth taking out a loan for some home renovations? I don’t want to take on more debt, but I’ve been thinking I could go with a home equity loan and get the work done without paying too much interest. — Kylie

DEAR JEFF: I made a will in 2010, which included my address in Tyler. Last year, I sold the home and moved to Lufkin. Do I need to redo the will to show my current address, or can I just write my new address on the back page, and have a witness sign it? Thanks, “Moving On Up”

Danielle Donellan is one of the newest agents of Gann Medford Real Estate Inc. She is a member of the Lufkin Association of Realtors, Texas Realtors and the National Association of Realtors.

Hey Taylor: Wondering if you can explain 529 plans to me. One of my New Year’s Resolutions is to put aside college savings for my kid but I’m getting a little confused about the best way to do it. — Scott

Hey Taylor: I’m looking to buy a house within the next two years and want to make sure I’m growing my money as fast as I can. I’ve currently got my funds in a savings account with a 1.4% APY, but is there another type of account that will get me better returns? I’m putting around $1,000 a mo…

DEAR JEFF: My wife’s stepmother, who raised my wife, recently died. I have reason to believe that my wife, daughter and son are heirs to her estate. The reason we think this is because her eldest daughter is in charge of the will and won’t let anyone read it or provide a copy to verify its c…

Scott McIlveene has joined Commercial Bank of Texas as senior vice president/chief credit officer, according to president and CEO Rusty Rust.

Beth Ann Seale was recognized as DETCOG Employee of the Year and Cynthia Trowbridge was honored as Program Director of the Year at the Deep East Texas Council of Governments’ annual Christmas Luncheon on Dec. 19.

Hey Taylor: I’ve finally saved up enough to have a healthy emergency fund and am ready to start tackling my debt. Between credit cards, car payments, and student loans, which do you think I should go after first? — Melissa

DEAR JEFF: I donated a vehicle to a charity two years ago and submitted the notification of transfer form to the state. I was recently notified that the vehicle had been impounded in Houston, and received a bill for the storage fees.

Consolidated Communications, a leading broadband and business communications provider, has named Wes Martin the director of commercial sales.

In the STIX will reopen on Monday in their new location on U.S. Highway 69 south in Homer.

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