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Hey Taylor: Do you have any recommendations for easing the burden of student loan debt? I’m working steadily and making my payments on time, but I’m wondering if there’s a better approach than losing money every month for the next 30 years.

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DEAR JEFF: I had a relative who died last year. He had told me that he left some items to me in his will, but the immediate family has not filed the will for probate. Is there a way that I can file for probate? I do not have a copy of the will? Thanks, “It’s What He Wanted”

Lonnie Hunt, executive director of the Deep East Texas Council of Governments, was recognized as this year’s Texas Broadband Hero by Connected Nation Texas.

DEAR JEFF: You answered a question last week about guardianship over an elderly person. I am thinking about seeking guardianship over my mother. She is beginning to be unable to take care of her affairs and could use my help. Do I have to have a doctor’s opinion in order to get guardianship …

Hey Taylor: I’ve been following you for a while and know you’re a big fan of real estate investing. For me, the problem is always available capital since I don’t want to take on debt I can’t pay off. If I’ve only got $10,000 to invest, can I still make money in real estate?

Woodland Heights Medical Center received an “A” Hospital Safety Grade from The Leapfrog Group.

Hi Taylor: Trying to get ahead of the holiday gift problems that always seem to catch me off-guard. Family presents are fine, it’s all those work exchanges and social gatherings where I seem to spend money I don’t have. Any advice?

Hey Taylor: My wife has been suggesting that we put all our money in the same bank account. We’ve had our own accounts for years and I’m worried this might create some unnecessary turmoil. What’s your stance?

The board of directors of Southside Bancshares Inc., parent company of Southside Bank, declared a regular quarterly cash dividend of 34 cents per common share.

Hey Taylor: I need to buy a car but don’t currently have income (job will come once I’ve got wheels). I have really good credit and I’m wondering if I can make this work without getting swindled by the lender.

Chance Thornton has joined Austin Bank as assistant vice president and relationship manager in the Lufkin office.

Hi Taylor: I saw that Square launched a new bank. What’s the deal there? Can any business become a bank? Are they trustworthy? How do I decide where to keep my money? — Lauren

Hi Taylor: I just got a promotion and it looks like I’ll finally be able to pay my bills and start saving. I still have some credit card debt and also want to start saving for retirement, so I’m wondering—what should I do first?

DEAR JEFF: I filed a lawsuit against a business and have just received something in the mail called a “motion for summary judgment.” What is this and what does it mean? Thanks, “Want My Day In Court”

Nurse practitioner Amanda Allen has joined Woodland Heights Primary Care facility in Diboll.

Hey Taylor: lost my wallet a couple weeks ago and I’m still fretting a little. I canceled cards and keep checking my accounts, but are there other steps I should be taking? Stuff I can do to get a little peace of mind?

Allegiance Bancshares Inc. the holding company of Allegiance Bank, and CBTX Inc., the holding company of CommunityBank of Texas N.A., announced the closing of the merger of equals between Allegiance and CBTX to form Stellar Bancorp Inc.

Hey Taylor: I read a few articles about the recent climate report that makes things sound pretty dire. If we try to meet those new emissions goals, how do you think that will affect our economy and industries?

DEAR JEFF: I have been told I need a living trust, but I don’t really own much or have a big estate. It seems like a lot of trouble. Is this something I need? Thanks — “Distrustful”

Hey Taylor: My wife and I are retiring early next year, and though we feel like our finances are adequately prepared, I’m not sure we are mentally. I know you have worked with many retirees, so I’d love to get your thoughts on some other things we should consider before taking this big step.

CBTX Inc., the bank holding company for CommunityBank of Texas N.A., recently announced that its board of directors declared a quarterly cash dividend in the amount of $0.13 per share of common stock.

Hey Taylor: I got a credit card offer in the mail that seems really good. Low spending limit but the interest rate is good and I get cash back. So… what’s the catch? Should I be suspicious?

West Fraser Timber Co. Ltd. has declared a quarterly dividend of 30 cents per share on the Common shares and Class B Common shares in the capital of the company, payable on Oct. 7 to shareholders of record on Sept. 22.

Hey Taylor: Is it possible to improve my credit score in a hurry? I’m trying to get a small loan but only have so-so credit, and wondering if I can get it up by 100-150 points in a few months or if it’ll take years and years and I should give up on the loan. Thanks. — Esteban

Hi Taylor — I am very happy to finally be paying less for gas after a rough couple of months. Do you know what exactly changed? It feels like prices ramped up and then came back down without any obvious shift in policy or world events, but maybe I’m missing something. — Melissa

Daniel L. Gallant has been named the District Ranger of the Angelina and Sabine National Forests, according to Forest Supervisor Kimpton Cooper.

Hi Taylor: Someone mentioned China might have a real estate bubble like the U.S. did back in 2008. Also, hearing it’s going to have a ripple effect throughout the world. Any truth to that?

Building permits issued by the city of Lufkin from Aug. 19-26, listed by address, owner, contractor, description:

The accounting industry recognizes Axley & Rode, LLP as one of the nation’s leading firms. Inside Public Accounting recently released its 2022 “Survey and Analysis of Firms,” where Axley & Rode ranks as the nation’s 328th largest accounting firm. Axley & Rode ranks 21st among fir…

Hey Taylor: I hear more about inflation than supply when people talk about rising costs, but then I read things about supply chain problems. Is that still going on? And still because of COVID-19? — Bailey

DEAR JEFF: I have a conviction on my record that I cannot have expunged. However, it has caused me problems with potential employers in the past. The crime was many years ago, and I received deferred adjudication. Do I have any other options? Thanks, “Learned My Lesson”

VeraBank was named as one of the 2022 Best Companies to Work for in Texas, its sixth consecutive year to be recognized. This statewide survey and awards program is designed to identify, recognize, and honor the best 100 places of employment in Texas, benefiting the state’s economy, workforce…

Southside Bank has promoted Jennifer Combs and Ryder Pierce to vice president within its wealth management and trust department in Southeast Texas.

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DEAR JEFF: I am about to file for guardianship over my mother, who has dementia. My brother would like to help, also. Can we both be named co-guardians? Thanks, “Taking Care of Mom”

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