Hey Taylor: My wife and I are retiring early next year, and though we feel like our finances are adequately prepared, I’m not sure we are mentally. I know you have worked with many retirees, so I’d love to get your thoughts on some other things we should consider before taking this big step.

Hey Richard: Congratulations on your quickly approaching retirement.

Taylor Kovar is CEO of Kovar Capital. Read more about him at GoFarWithKovar.com.

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